Featured personal and professional coverage
Municipalities
Municipalities and related public entities have complex insurance risks and liabilities.
While you are focused on serving the public, you also want and need to protect your workforce, property and infrastructure from liability and losses.
The right insurance for your unique community.
Running a municipality, large or small, involves a lot of different people, resources and public needs.
We can help you find the right mix of insurance policies to match your community and budget, including:
- Public Sector Employee Benefits
- Workers’ Compensation
- General Liability
- Environmental Liability
- Cyber Liability
- and more
Your local Highstreet | Gates-Cole Insurance agent will take the time to understand the needs of your municipal government and services — so you can focus on serving your community.
Fire Departments
Firefighters have a crucial role in protecting your community. With the right insurance in place, you can help protect them as well.
Highstreet | Gates-Cole Insurance can help you build an insurance plan to protect your department, your equipment, and especially your firefighters — and their families — from financial losses while you work to serve the public.
Protecting those who protect others.
Every fire department is as unique as every community. But they all have a few things in common. You need to cover your people, your station, your vehicles and equipment.
We offer a range of coverage, including:
- Employee Benefits
- Workers’ Compensation
- Environmental Liability
- Cyber Liability
- Commercial Property
- Portable Equipment and Vehicles
- and more
Your local Highstreet | Gates-Cole Insurance agent will take the time to understand the needs of your fire department — and your community — and help you find the right policies to look after your hometown heroes.
Nonprofit Organizations
Charities, community groups, and other not-for-profit organizations have special insurance needs that are not always well-understood by volunteers and board members.
We’ll help you understand your risks based on what your organization does, who you serve, your employees and volunteers and where you operate.
Protect the people who serve your community.
As your organization works to help your community, we can help you protect your people, properties and reputation with comprehensive insurance coverage, including:
- Property Insurance
- Employee Benefits
- Directors and Officers Liability Insurance
- Fidelity Insurance
- Commercial Auto Insurance
- Accident Insurance
Your local Highstreet | Gates-Cole Insurance agent will help you find the right policies, so you can focus on your mission.
Mainstreet Businesses
Small businesses are the heart of every community. We can help yours thrive with the right commercial insurance.
"Main Street" businesses like yours — including retail shops, restaurants, contractors, auto repair, professional services and others — succeed because you’ve built trust by doing great work. When something goes wrong, we can help you protect your business, team and customers from unnecessary losses.
We know your insurance needs like you know your customers.
Every business needs a good insurance plan. With evolving risks, such as cybercriminals targeting smaller businesses, and extreme weather events devastating communities, you need to be prepared for the worst.
We will sit down with you to create a customized coverage plan, including:
- Business Owner’s Policy
- Commercial Property
- Commercial Auto
- Employee Benefits
- Workers Compensation
- General Liability
- Cyber liability
- and more
Your local Highstreet | Gates-Cole Insurance agent will help you find the right policies, so you can put your energy into satisfying your customers and growing your local business.