Personal Financial Planning

You don’t need to be wealthy to seek advice. Many people benefit from help finding ways to manage their debt, develop a smart investment strategy, and plan for future needs and events such as launching a business, starting a family, planning retirement or making a major purchase such as a home or vacation property. Your local Highstreet advisor can help you determine your needs and direct you to services and products that will strengthen your financial plan.

A tax-advantage plan, called a 529 plan, can help pay for educational expenses from kindergarten through graduate school. They include educational savings plans and prepaid tuition plans. And a certain amount of leftover funds may be able to be rolled over into a Roth IRA account. Rules and fees of 529 plans differ by state. Your local Highstreet advisor can help you understand your options and how they apply to your unique situation.

If you don’t already have a retirement plan, the best time to start is now. Whether or not you have a pension, starting your retirement savings plans, and investments as soon as possible means they have more time to potentially grow. Your local Highstreet advisor will take the time to understand your personal financial situation, including family needs and your hopes and plans for the future.

There are many strategies available to help protect your heirs from high taxes, such as insurance policies, trusts, and more. Your local Highstreet advisor will take the time to get to know your wishes for your family, and help develop strategies to achieve your goals.