Featured personal and professional coverage
Houses of Worship
Understanding your insurance coverage is imperative to ensuring the protection of your congregation. It gives you and your faith family the peace of knowing that you are protected in the work that you do while serving your community.
At Highstreet | Patrick McNealis, our passion is in helping to properly cover you and your congregation to help ensure that you have the right coverage, so that you can focus on your calling!
Good works need great coverage
Places of worship can host conferences, provide daycare services or school facilities, offer counseling services, and so much more. This creates unique risks and exposures, requiring specialized insurance expertise.
Your local Highstreet | Patrick McNealis agent can help you understand all the coverage options available, including:
- Missionary Travel Accident Program
- Stained Glass Insurance
- Pastoral Liability Insurance
- Religious Organization Management Liability
- Historic Replacement Cost For Buildings
- Non-owned Auto Insurance
- Religious Freedom Insurance
- Donation Assurance
- Coverage for Headstones and Cemetery Memorials
- And more
We look forward to serving you, so you can serve others.
Personal Life Insurance
Life insurance provides financial and other support to your loved ones if you cannot. It's a valuable asset that provides you with the confidence that they will not suffer a major financial loss in a time of grief.
We can help you understand the benefits of term life insurance, whole life insurance, and other types of policies, so you can decide what’s best for you — and the ones you love.
Helping you help our community.
Most people can benefit from life insurance. Even if you’re single, and without dependents, life insurance can be beneficial to help cover basic costs like funeral expenses and legal bills. Without life insurance, these expenses might be subsidized by family members, adding to the stress of losing a loved one.
If you’re married with children and dependents, you are the ideal candidate for life insurance. We also recommended that people who share a mortgage also get life insurance. Your local Highstreet | Patrick McNealis agent will take the time to understand the current and future needs of your family, with special care.
Umbrella Insurance
Your standard auto or home insurance policy may have gaps in coverage that could leave you dealing with significant expenses out-of-pocket when an accident occurs. At Highstreet | Patrick McNealis, we can help you access extra coverage you may need in a worst-case scenario.
For example, if a guest is badly injured on your property, or your dog bites a neighbor, or your teen causes a major car crash, you may be liable for more than your standard policies can pay. In these cases, an umbrella policy can help you be sure you’re insured.
Extra protection for life’s extra risks
Umbrella insurance is designed to offer additional liability insurance coverage. It offers more security at home and on the road, and can even provide coverage if you or a member of your household is accused of vandalism, libel or invasion of privacy.
Your local Highstreet | Patrick McNealis agent will help you understand any extra risks that your current policies do not cover, and will help you pick the right type of umbrella insurance.